can I obtain conventional financing for a sagemodern home?

Yes, and we have worked with a few banks that are familiar with financing prefab homes.  The unique aspect of a prefab home is that instead of financing a construction loan for 12-18 months it is usually less than 6 months.  The only difference is an accelerated draw schedule from the bank compared to traditional site built construction financing.

what type of loan do I need?

You will need a conventional construction loan that converts into a permanent loan upon completion of the home.

since prefab is so much quicker, how does this affect my loan?

The main benefit is that you will pay significantly less interest.  Since prefab construction is significantly faster, the bank will need to be aware that the construction loan draws will be faster as well.

can sagemodern assist with construction lending?

Yes, we have lending partners we have worked with that can assist you in your financing requirements.